As the vibrant colors of fall prepare to paint the landscapes around Dayton, Ogden, and Boone, Iowa, farmers will soon be gearing up for the harvest season. Reaping the fruits of your hard work will require both efficiency and safety. Here is your quick guide to preparing for the upcoming fall harvest while protecting your investment.
Equipment and Insurance Maintenance
Before combines hit the field this fall, you will need to conduct thorough maintenance checks on all machinery. Regular service will prevent critical downtime.
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Update equipment lists: Ensure all new tractors, combines, and attachments are active on your policy before work begins.
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Verify rock damage coverage: Check your combine policy now for rock ingestion coverage. Call us if you need to add it.
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Protect seasonal help: Secure a workers’ compensation policy ahead of time if you plan to hire extra hands.
Safety Training and Claims
Safety must be your top priority this season. Take time to train all workers on machinery operation, emergency shutdowns, and protective gear.
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Report accidents immediately: You must contact our office right away if a worker is injured or equipment is damaged.
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Mind the deadlines: Combine damage and crop insurance claims both have strict, limited reporting windows. Do not delay your call if an incident or crop loss occurs.
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Close coverage gaps: If you lack workers’ compensation for your crew, contact us before field operations start.
Harvest Records and Upcoming Mailing
Accurate data will protect your bottom line. Use the quiet weeks ahead to organize your documentation system.
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Track your yields: Plan to keep detailed, separate records for harvested crops by unit and section.
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Secure acreage reports: Precise harvest data will be vital for completing your upcoming crop insurance reports.
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Watch your mailbox: Look out for our fall harvest crop insurance mailing arriving in the coming weeks with critical updates.
Protect Your Harvest Today
Don’t risk your hard-earned profits. Call our local office today to review your coverage before your equipment rolls. If you’re happy with our service, please tell your neighbor! We love helping our local farming community stay protected, so life’s unexpected bumps are just a tiny blip on the radar.
